Verify bank accounts instantly with our new technology

Our first-of-its-kind tech - built on FedNow and RTP - instantly verifies bank accounts before you initiate payments.

Instant, Accurate, and Efficient Verification. Patent Pending.

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Immediately and seamlessly verifies bank accounts

Our first-of-its-kind technology – built on FedNow and RTP – determines within 15 seconds whether a bank account is open and valid before you initiate payments.

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Delivers 100% coverage of all bank accounts

Payments are only as safe as the authentication of the recipient's account. Solve this problem without any gaps and do it in real-time.

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Eliminates customer friction

Don’t get slowed down by your customers looking for credentials or verifying antiquated, slow micro-deposits.

The simplest API for fast, reliable payments

The way the world verifies bank accounts is antiquated, slow, and unreliable

Traditional AVS

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Constrained by end user credentials and archaic ACH microdeposits
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Limited coverage with only 67% of US business accounts
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Data is not reliable for today—but based on historical data, batched nightly and fails to reflect intra-day changes

Orum’s Solution: Verify

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Instant microdeposit via RTP and FedNow
not dependent on end-user involvement
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100% coverage of all bank accounts
leveraging RTP, FedNow and ACH
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Data is instant and reliable 24/7/365
verifying a business account is open and valid in real-time

(Already) Award-Winning

Best Anti-Fraud for Lending
“Verify is a step forward in an industry still plagued by invalid credentials, friction, and fraud.”

– Tearsheet Data Awards

Tearsheet