Fast, reliable payments & instant bank account verification

Grow revenue, increase customer conversion, and improve profitability with our API solution. We’ll get you set up today. No hassle. No hidden fees.

Optimize and Orchestrate Money Movement

What We Do

We handle the complexity of money movement and bank account verification so you can grow your business

    "transfer_reference_id": "string",
    "amount": 90000,
    "currency": "USD",
    "speed": "asap",
    "source": {
        "account_reference_id": "string",
        "customer_reference_id": "string"
    "destination": {
            "account_reference_id": "string",
            "customer_reference_id": "string"

Take full control over how and when you move money.

Our payment API solution orchestrates money movement – optimizing by speed and cost – and verifies bank accounts instantly. We verify bank accounts in 15 seconds or less and take care of the payment routing and any sub-transfers – seamlessly executing the overall payment. We make it easy to get set up and provide informed support each step of the way.

    Fast and reliable

    • Same-UI-New-Options

      All-in-one payment platform

      Orum’s payment API solution delivers access to RTP, FedNow, Same Day ACH, ACH, Wires, and more. We automatically orchestrate money movement, optimizing for speed and cost, and we ensure the delivery of every transaction, 24/7/365.

    • Verify checkmark

      Instant bank account verification

      Our innovative technology, utilizing RTP and FedNow, determines within 15 seconds whether an account is open and valid. We cover 100% of U.S. bank accounts so you drive customer conversion.


    Ready to go? Let’s talk.